Richard Austwick (Dip CII) is an Account Director and Team Leader within the Financial Institutions Department at Protean Risk, now part of the Howden Group. He has ten years’ of experience in the insurance sector, specifically within the Financial Services sector. Richard advises some of the largest equity crowdfunding and peer-to-peer platforms in the UK. Richard specialises in operational insurance including Professional Indemnity, Directors’ & Officers’ Liability, Crime and Cyber Liability Insurance. Richard now focuses his time on the Alternative Lending and Investment Space, developing new appetite from Insurers, creating new products and media engagement.