EUROCROWD

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Collaborative Alternative Financing for Deep Renovation

This post was first published by the Leverage Accelerator on 14 January 2026 here. EUROCROWD is part of the Leverage Accelerator. The Financing Gap in Europe’s Climate Transition  Europe’s path to climate neutrality runs through its buildings, yet the cost of deep renovation remains one of the biggest barriers for municipalities. Traditional finance often stops

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Lessons and Policy Challenges from the 2024 ESMA Data

The latest crowdfunding market data from European Securities and Markets Authority does more than describe market volumes, it exposes the political and policy dynamics shaping alternative finance in the European Union. Three years after the introduction of the European Crowdfunding Service Providers Regulation, the first attempt to harmonise retail investments in tradeable securities and loans

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Crowdfunding Deep Renovation in Practice: From Theory to Action

This post was first published by the Leverage Accelerator on 24 November 2025 here. EUROCROWD is part of the Leverage Accelerator. The Untapped Potential of Citizen-Financed Renovations  Across Europe, cities and towns are proving that citizen-backed finance can drive real-world climate impact. From school retrofits to district heating upgrades, municipalities are beginning to turn the

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From CMU to SIU: Ten Years of Promises and Regulation, and Why the Next Decade Matters More

A decade ago, Europe set out an ambitious vision: to build a Capital Markets Union (CMU) that would deliver deeper, more diverse, and more integrated capital markets, fostering growth, innovation, and economic resilience. In 2015, EUROCROWD joined forces with leading European associations, including AFME, EBF, BAE, EBAN, EBN, EUROCHAMBRES, and European Issuers, to publish a

From CMU to SIU: Ten Years of Promises and Regulation, and Why the Next Decade Matters More Read More »

Using Convertible Loans to Accelerate Early-Stage Investment

How standardised documentation supports angel investors, SMEs, and crowdfunding platforms across Europe Early-stage investment in Europe is evolving rapidly. Business angels, crowdfunding platforms, and growth-oriented SMEs are increasingly turning to convertible loans as a flexible tool to bridge financing rounds, accelerate due diligence, and simplify negotiations. Recognising this trend, ESIL has developed a series of

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EUROCROWD Contributes to the 8th Edition of AFME’s Capital Markets Union KPI Report

EUROCROWD is pleased to announce its contribution to the 8th edition of the Capital Markets Union (CMU) Key Performance Indicators Report, published by the Association for Financial Markets in Europe (AFME) in partnership with eleven leading European and international organisations. This collaborative publication assesses the EU’s progress in deepening and integrating its capital markets through

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Streamlining Early-Stage Investment Across Europe: Lessons from Term Sheet Templates

How standardised term sheets support angels, SMEs, and crowdfunding platforms in cross-border finance The European alternative finance ecosystem is evolving rapidly, but one persistent challenge remains: legal uncertainty and inconsistency in early-stage investment documentation. The ESIL term sheet templates offer a practical solution. Designed for harmonisation across EU member states, these templates aim to reduce

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Why Standardised Shareholder Agreements Matter for Angel Investing and SME Growth

Unlocking cross-border investment and reducing legal friction with harmonised templates in Europe In Europe’s rapidly evolving alternative finance ecosystem, legal complexity can slow down investment and hinder SME growth. ESIL has developed standardised shareholder agreement templates designed to make cross-border angel investing smoother, more predictable, and legally robust. At Eurocrowd, we see these tools as

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