Terms & Conditions

    Introduction

    These terms and conditions (the “Terms and Conditions”) set forth the legally binding terms for accessing, using and visiting any and all web pages and related services and materials of the website http://www.eurocrowd.org (the “Website”) of European Crowdfunding Network AISBL, hereafter EUROCROWD. By accessing the Website, You (the “User”) unconditionally accept the present Terms and Conditions in their entirety. The Terms and Conditions are set out in three sections below:

    1. Use of EUROCROWD Material, 2. EUROCROWD Cookie Policy and 3. EUROCROWD Privacy Policy

    1. Use of EUROCROWD Material

    We encourage the use of our own data, publications and multimedia products (sound, image, video, etc.), collectively, the “Material”. Unless otherwise stated here, the Material is the intellectual property of EUROCROWD and protected by copyright or other similar rights. Some content in the Material may be owned by third parties. The User is responsible for verifying whether this is the case and, if so, securing the appropriate permissions from these third parties before using such content.

    Pictures used on this website are sourced from unsplash.com and are not the intellectual property of EUROCROWD. Users may not reused any of these images unless in agreement with the terms and conditions as set out by unsplash.com.

    1.1 No Association

    The User may neither represent nor imply that the EUROCROWD has participated in, approved, endorsed or otherwise supported his or her use or reproduction of the Material. You may not claim any affiliation with the EUROCROWD. For information about use of the EUROCROWD name, acronym and logo, please see Section IV below

    1.2 Reproduction and translation of the material 

    Except for content governed by specific terms or as may be otherwise indicated on the specific Material, the reproduction and translation of the Material is authorised for commercial and non-commercial purposes within established limits. If you seek to reproduce parts of a complete work, either text or tables and/or graphs taken from a work, we apply European copyright laws, especially EU Directive 2001/29.

    For requests to reproduce parts of an EUROCROWD publications or a complete text or for requests to translate the complete text, please contact us via privacy@eurocrowd.org

    Reproductions of short text passages, a maximum of non-consecutive 10% of an EUROCROWD publication, or individual tables and/or graphs from EUROCROWD publications as well as citations can be made without formal written permission provided You do not alter the Material in any way and You cite the source clearly as follows: European Crowdfunding Network (year), (Title), URL.

    In cases of translations of such extracts, You must include the following disclaimer: “This translation was not created by EUROCROWD and should not be considered an official EUROCROWD translation. EUROCROWD shall not be liable for any content or error in this translation.”

    Note:  EUROCROWD does not allow posting of PDF files of its Material on any Internet sites, but You are welcome to link to the Material and, whenever the version is available, to share and embed it, in whole or in part, without the need to request permission from EUROCROWD.

    Certain content is governed by specific terms and conditions. Material licensed under a particular Creative Commons license (CC license) is governed by the specific CC license as well as any other conditions or restrictions as indicated on the particular Material.

    Adaptations — If You create an adaptation of EUROCROWD content, please add the following disclaimer along with the attribution: This is an adaptation of an original work by EUROCROWD. The opinions expressed and arguments employed in this adaptation are the sole responsibility of the author or authors of the adaptation and should not be reported as representing the official views of EUROCROWD or of its members.

     1.3 Data

    EUROCROWD may make data (the “Data”) available for use and consultation by the public.  Data may be subject to restrictions beyond the scope of these Terms and Conditions, either because specific terms apply to those Data or because third parties may have ownership interests. It is the User’s responsibility to verify, either directly in the metadata or via the original source, whether the Data is fully or partially owned by third parties and/or whether additional restrictions may apply, and to contact the owner of the Data before incorporating it in your work in order to secure the necessary permissions. EUROCROWD in no way represents or warrants that it owns or controls all rights in all Data, and EUROCROWD will not be liable to any User for any claims brought against the User by third parties in connection with the use of any Data.

    1.4 Linking to EUROCROWD websites

    In order to promote our work, and because the distribution of links is an essential aspect of how the Internet functions, EUROCROWD encourages You to include hyperlinks to EUROCROWD websites without having to ask prior permission, under the following conditions. These hyperlinks must not:

    • infringe the EUROCROWD’s rights, in particular relating to its name, logo, acronym and intellectual property rights;
    • be used for the promotion of an organisation or company, or of any commercial products or services.

    Therefore, if You link to an EUROCROWD website, You must refrain from creating frames, or using other visual altering tools, around the EUROCROWD website.

    1.5 Linking and referring to EUROCROWD

    EUROCROWD encourages You to use its logo when linking or referring to EUROCROWD. All reproductions of the EUROCROWD logo must respect the current rules for use and the EUROCROWD corporate identity. Only the most recent version of the EUROCROWD logo should be used. The current and latest version can be found on the EUROCROWD website or can be obtained via email to info@eurocrowd.org

    1.6 EUROCROWD logo for authorship and endorsement

    As stated above, You may not claim any affiliation with EUROCROWD. If You wish to use the EUROCROWD name, acronym, logo or other identifying symbol in a way that implies endorsement, partnership or authorship, You must obtain our written permission and agreement on how the name, acronym, logo or other identifying symbol will be used. Send your request to info@eurocrowd.org. If permission is granted, it is only granted for the specific usage referred to in EUROCROWD’s reply; each new use requires a new request.

    1.7 Disclaimers

    All Material as well as any other information provided by EUROCROWD on the EUROCROWD websites or any other medium is provided on an “as is” and “as available” basis. EUROCROWD makes every effort to ensure, but does not guarantee, the accuracy or completeness of the Material (including the Data). If errors are brought to our attention, we will try to correct them.

    EUROCROWD may add, change, improve, or update the Material without notice. EUROCROWD reserves its exclusive right in its sole discretion to alter, limit or discontinue all or part of the EUROCROWD websites and/or any Material. Under no circumstances shall EUROCROWD be liable for any loss, damage, liability or expense suffered which is claimed to result from use of the EUROCROWD websites or the Material, including without limitation, any fault, error, omission, interruption or delay. In particular, and without limitation, EUROCROWD disclaims all guarantees as to the compatibility of the EUROCROWD websites with any hardware, operating system, web browser, or other means of accessing the EUROCROWD websites. Use of the Material or any EUROCROWD website or any component thereof (including the Data) is at the User’s sole risk.

    We make every effort to minimise disruption caused by technical errors. However, some Material on the EUROCROWD websites may have been created or structured in files or formats which are not error-free and it cannot be guaranteed that the EUROCROWD Websites will not be interrupted or otherwise affected by such problems. EUROCROWD accepts no responsibility with regard to such problems (failure of performance, computer virus, communication line failure, alteration of content, etc.) incurred as a result of using the EUROCROWD websites or any link to external sites.

    The EUROCROWD websites may contain advice, opinions and statements from external websites. Hyperlinks to non-EUROCROWD internet sites do not imply any official endorsement of or responsibility for the opinions, ideas, data or products presented at these locations or guarantee the validity of the information provided. The sole purpose of links to other sites is to indicate further information available on related topics.

    The mention of specific companies or certain products does not imply that they are endorsed or recommended by EUROCROWD preference to others of a similar nature that are not mentioned.

    1.8 Preservation of immunities

    Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of EUROCROWD or of any related body or entity, which are specifically reserved.

    2. EUROCROWD Cookie Policy

    Effective since: 17 May 2018

    2.1 Cookie Policy

    EUROCROWD operates a strict privacy policy. We are committed to being transparent about the technologies we use, and we’ve outlined below how we use cookies when you visit our Website.

    Insofar as the information collected using cookies constitutes personal data, the provisions of the EUROCROWD Privacy Policy shall apply and supplement the EUROCROWD Cookie Policy.

    2.2 What is a cookie?

    A cookie is a small snippet of text that a website asks your browser to store. All cookies have expiration dates in them that determine how long they stay in your browser. Cookies can be removed in two ways: automatically, when they expire, or when you manually delete them. We’ve included more details below to help you understand what kind of cookies we use.

    2.3 Does EUROCROWD use cookies?

    Yes, with the primary purpose to make our Website work more effectively and to memorize various information in order to facilitate your navigation on a website/a mobile application, to ensure the smooth functioning of these or to make them more effective, for example by memorizing your language preferences.

    2.4 What kinds of cookies does EUROCROWD use and why?

    We may use different kinds of cookies for various reasons:

    • Essential cookies (strictly necessary) – These cookies are essential for browsing our Website or strictly necessary for the provision of a service specifically requested by a user. The removal of this type of cookies can lead to navigation difficulties and is therefore strongly discouraged.
    • Session cookies – these are temporary cookies that expire (and are automatically erased) whenever you close your browser. We use session cookies to grant access to content and things you have to log in for.
    • Persistent cookies – these usually have an expiration date of maximum 13 months and thus stay in your browser until they expire, or until you manually delete them. We use persistent cookies for functionalities like remembering login details, which makes it possible for registered users to return to the Website without having to log in. We also use persistent cookies to better understand usage patterns so we can improve the Website for our customers. This information is anonymized – when we look at the data, in other words, we look at patterns, but we do not see individuals’ personally identified information (PII).
    • Analytics cookies (statistics) – These cookies are used to gather information about your use of the Website, in order to improve the content, make it more suitable to your needs and increase its usability. For example, these cookies show us the most visited pages of the Website or help to identify difficulties that may be encountered during navigation.
    • Preference cookies (performance) – These cookies collect information about your choices and preferences and make your navigation more pleasant and personalized. These cookies make it possible to memorize the language chosen during your first visit to our Website in order to personalize it accordingly.

    2.5 What other cookies you might encounter on our Website?

    There are also limited third-party cookies on the Website. These cookies might be session or persistent type and are set by entities other than EUROCROWD. To ensure compliance with our policies, we restrict the use of third-party cookies to trusted partners of EUROCROWD. For example, we currently allow:

    • Social sharing – it allows you to share our articles through various social sharing networks like Facebook, Twitter or LinkedIn. Social networks providing a sharing button are likely to identify you with this button, even if you did not use this button when visiting our Website. We invite you to consult the privacy policy of these social networks by visiting their respective websites to learn the purpose of using the information collected through these sharing buttons.
    • Audience measurement and validation – We use services such as Google Analytics to better understand our audiences and what type of content interests them. It helps to improve the quality of our Website. No personally identifiable information (PII) is stored and site usage is always looked at on an aggregate (and anonymous) level.
    • EUROCROWD may also use cookies, web beacons and similar technologies, and/or a third-party ad serving software, to collect non-personally identifiable information about users of our Website and about activity that occurs within our Website, and we may use this information to, among other things, serve targeted advertisements on our Website. The collected information allows us to analyze how users use the Website and to track user interests, trends and patterns. We also may use third-party advertising companies to target and serve some of the advertisements that appear on our Website, and these companies likewise may use their own cookies, web beacons and similar technologies to collect non-personally identifiable information from users of our Website. The information collected by these companies does not identify you personally and does not include your name, address, email address or telephone number. These companies may use that information, sometimes in conjunction with similar non-personally identifiable information gathered from other websites, to deliver advertisements on this Website, and possibly on other websites (if the third-party advertising company operates an advertising network), tailored to match the perceived interests of consumers. The collection and use of information by these companies is governed by the relevant third party’s privacy policy and is not covered by our privacy policy.

    2.6 How can I configure, delete or disable cookies?

    You can easily delete, disable or accept cookies from our Website at any time by configuring your browser settings.

    Each browser (Internet Explorer, Safari, Firefox, Google Chrome, etc.) has its own cookie configuration mode. To learn about the procedure to follow concerning your navigator, visit the site: http://www.allaboutcookies.org/manage-cookies/.

    2.7 Will the Website work if I disable cookies?

    You can browse EUROCROWD with cookies disabled, though some interactions may not work.

    2.8 Why does the message explaining cookies keep appearing?

    If you close the banner and it reappears the next time you visit us, you most likely have cookies disabled. We use a persistent cookie to remember that you closed the banner, but this only works when cookies on our Website are enabled.

    2.9 Other questions?

    If you have other questions, contact us:

    • by sending an email to the following address: privacy@eurocrowd.org
    • by writing to the following postal address:

    EUROPEAN CROWDFUNDING NETWORK AISBL, Rue Montoyer 24, 1000 Brussels, BELGIUM
    Belgian business registry (BCE) number: BE 0525.640.723