Daniele A. Previati is full professor in Financial Markets and Institutions at the Department of Business Studies of the University of Rome III, and fellow of SDA Business School, Bocconi University, Milan. Nowadays he is President of the Italian Association of University Teachers of Banking and Finance, ADEIMF http://www.adeimf.it/ He has been teaching Banking and Finance topics for more than 30 years, with particular focus on bank management, strategy and organization in financial services industry, e-finance, alternative finance and crowdfunding. His main research interests relate to various perspectives on bank management: human resources management, intellectual capital, organizational change, stakeholder management, reputation and reputational risk, operational risk, internal and external communication. He has published widely, in academic and professional journals and books. He also acted as a consultant for banks and Italian Central Bank on organization design and human resources management.