Pascal is the International Development Director of October, the leading SME loans platform in continental Europe. He has created, launched and is coordinating the development of October activities in Spain, Italy, Netherlands and Germany. With a double banking and management consulting experience, Pascal has more than 25 years of experience in the Financial Services industry and has worked over 13 years in several European countries. He began his career with Banque Indosuez in Paris and London and has worked 10 years for AXA Banque, for which he launched and restructured online banks in Central Europe; his last position was Head of Daily Banking and Savings in France. His consulting experience includes several Big Four, a strategy management consulting firm and as an independent consultant specialised in digital transformation in the banking sector. Pascal is Vice Chair for Lending of the non-Executive Board of Directors at the European Crowdfunding Network.