Mr. Aki Kallio currently works as a Managing Compliance Officer in Corporates & Institutions unit of Danske Bank A/S Helsinki Branch. He is in charge of managing and supervising a compliance team responsible for conducting control and monitoring activities with regard to wide range of business units operating under the umbrella of Corporates & Institutions as well as providing legal advice in various issues falling into the scope of Financial Markets. Previously Mr. Kallio worked as a Ministerial Adviser in the Financial Markets Department of the Ministry of Finance of Finland, where his main responsibility area consisted of various assignments relating to divergent legislative and other actions of Financial Markets Department especially in the field of capital and bond markets. In particular, Mr. Kallio worked with issues falling under the scope of European Commission’s Capital Markets Union and was in charge of assessing and developing both Finnish bond market (acting as a head secretary of the Finnish Bond Market expert group) as well as alternative finance market (responsible for drafting the Finnish Crowdfunding Act and acting as a co-head of the Financial Market Department’s Fintech -expert group). In addition, Mr. Kallio has acted, among others, as a Finnish representative of the Commission’s informal expert group European Crowdfunding Stakeholder Forum (ECSF) which assisted the Commission in developing EU-wide policies for crowdfunding and alternative finance.